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Drivers save an average of $500/year

How Safe Driver Act Works For You

01

Answer a few quick questions.

Tell us about yourself, your vehicle, and the coverage you need.

02

Compare your options.

We scan the market and present the top insurance deals tailored to your profile.

03

Lock in your savings.

Complete your new policy online or with help from our certified insurance specialists.

What Determines Your Auto Insurance Rate?

YOUR VEHICLE

The car you drive has the biggest impact on your rate

Insurance companies price policies differently based on vehicle type. Sports cars and luxury vehicles cost more to repair and replace, which means higher premiums. But different carriers specialize in different vehicle types - Progressive might beat State Farm on a Honda Civic, while Allstate could offer the best rate on a BMW.

YOUR LOCATION

Where you live matters more than you think

Insurers consider local factors like weather patterns, traffic density, and crime rates. Living in a hail-prone region or a congested city like Los Angeles can add 20% or more to your premium. Each carrier weighs these factors differently, which is why comparing quotes can reveal savings of 200% or more.

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